Legal Expenses Insurance
- In the UK this cover is standard under a Home Policy but not here in Spain!
What is covered?
- Legal Assistance Helpline for any Spanish legal problem including advice when renting or buying a home, provided by English speaking specialists
- Legal Assistance Helpline provided by English speaking specialists
- Expert help relating to all your rights in everyday life in Spain
- Assistance on contractual matters relating to your personal life
- Defence of rights related to your home in Spain, eg breach of building contracts
- Legal costs paid if you want to sue someone because they caused you injury or damage
- Criminal Defence - protection if proceedings are brought against you
- Optional Extra - claims as a consumer
- Your second home can be insured
Some examples of claims that have been dealt with:
An Insured slipped over on some spilt liquid in a supermarket. Insurer negotiated an out of court settlement of Euros 28,258.
A passenger in a taxi accidentally hit a motorcyclist with his door. The passenger was sued but the Insurer proved Insured (passenger) was not liable - it was taxi driver's fault.
A street light next to an Insured's balcony would not let him sleep. Insurer forced Town Hall to change location of street lamp.
An Insured was fined and had to pay for repair of a pipe that was not part of his home. Insurer intervened and local Authority repaid repair costs and removed fine.
A furniture store sold furniture without items being in stock. Insurer forced store to give Insured a credit note to buy other furniture and Euros 100 compensation
Over 38,500 queries dealt with last year